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We’re making our conversion rates consistent, across all redemption methods. To find out more click here. |
Our hotpoints® credit card earn rates have changed.
From 1 February 2023, our Westpac hotpoints® credit card earn rates have moved to a new tiered system.
If you love rewarding yourself, you'll love hotpoints Pay®.
Apply for a hotpoints Mastercard® today.
Lending and eligibility criteria applies.
What our customers are doing with hotpoints pay
Funding expensive hobbies
I used hotpoints pay for a Hardware store purchase of $70 as well as workshops for my floristry hobby. This is a reasonably expensive hobby, but because I had the stash of hotpoints, I was able to switch on hotpoints Pay and pay for my workshop.
Tracey - Hardware Store
Everyday groceries, petrol, and more!
We use hotpoints Pay for everyday expenses like groceries, petrol and other general things we’re buying week to week. I use it all the time and I absolutely love it!
Rebecca – Essentials
Upgrading seats on international flights
I used hotpoints pay to get a seat upgrade for an international flight, and I couldn’t believe how affordable and easy it was to secure the upgrade using my points. This was my first time using hotpoints Pay, and I didn’t expect it to be so simple.
Marion – Airline upgrade
Treating themselves to a new signature scent
I tried hotpoints Pay for the first time to buy perfume, and it was super easy. I just selected the option to apply my points to my next purchase, and it worked perfectly.
Shelley – Department Store
Celebrating special occasions with friends
I was hosting a dinner party and needed to buy some nice wines and cheeses. I initially planned to spend $300, but by using my Hotpoints Pay, I only ended up spending $150 of my own money after the points were applied. I use it for special occasions
Rebecca - Supermarket
Splashing out on a stylish new jacket
I used hotpoints Pay to buy a jacket. It was super easy – I just checked the box in Westpac One to use hotpoints Pay on my next purchase. It was great to see less owing from my balance at the end of the month. It’s a great way to use points.
Karl – Sportswear Store
